Say my deductible is 1500 and I need a procedure that’s costs $1000 but my insurance will cover 50% before deductible. A few months before the procedure I managed to meet my deductible though does that mean they will cover 100% of it or the 50% still?
If possible try to explain like I’m five
Wouldn’t coverage apply once the bill is submitted?
I think they aren’t “covering” 50% before deductible, but negotiating a 50% lower cost.