afaik the expiration just puts the unspent amount back to your bank account (because you still need one with taler), so that can be an advantage if you lost your wallet.
but that other point is very concerning. what’s the point then?
It’s likely an alternative to blik or internal revolut/n26/cashapp transfers. And in that regard it’s an improvement because of its openness. But privacy is not one of the reasons to use it.
afaik the expiration just puts the unspent amount back to your bank account (because you still need one with taler), so that can be an advantage if you lost your wallet.
but that other point is very concerning. what’s the point then?
It’s likely an alternative to blik or internal revolut/n26/cashapp transfers. And in that regard it’s an improvement because of its openness. But privacy is not one of the reasons to use it.