How long will you live there? Generally 7 years is a good rule of thumb for rent vs buy. Selling is more hasstle and expense. 7 years of no rent increases (read inflation, and your raises) and some principal paydown mean typically your have done better. However that is a guess. Sometimes even one year is better to buy, sometimes 15 years is needed (new roof and other major evpenses) just to break even.
1999 Ford F350 crew cab, long box diesel. I sometimes need to tow a heavy trailer and turns out most rental trucks don’t allow towing, getting them scratched or any of the other reasons to own a truck. I have had it for about 15 years and put maybe 40k miles on it, so it isn’t worth having any other car. Besides that 7.3 is the best engine Ford ever made.
my 800 gallon propane tank is more than half full. Since I switched everything but the generator to natural gas last year I can probably go several months if I can get food.
I don’t have any 3d printers for fear I would be that guy. Don’t ask about all my other tools. (but I did use my lathe yesterday)
Becase family is most often at fault. So the easy answer is right. But when it isn’t family it is much harder to guess who might have done it.
Well you need to put a fair amount in for a long time to get that millionair. If you are 20 now you can get there by 40 by maxing out your 401h, but if you are 75 now maxing out the 401k may not have got you there. Many young people have student loans so they can’t max out the 401k and have enough to live. There is also saving for a house in there. And only about 50% even have a 401k option - ira limits are such that I’m not sure you can get to a million with them. Many people also don’t make much even if you get a 401k at fast food (30 years ago they gave you that after 10 years in the store I worked in - when you maxed out and didn’t get raises)
last but perhaps most important there is opportnity cost. several of my classmates have died in accidents long before they could retire. death rates from non accidents start to raise around 60-65 so even if you retire you may not have long to enjoy that wealth. For all of the above people they should have saved zero and enjoyed life young. Of course odds are you will retire but don’t pin all your hopes on life after, start living now. Even if God tells you that you will live to 100, your body will start to have issuse starting between 40 and 55 - there are some activites it will be too late if you don’t do them young - so go climb that mountain if you want.
there are reasonable odds that one of a couple will live 30 years after retireing (oiten there is an age difference so just expected lifespan may get you 20). Retired people should still have some long term investments. Not 100% like a 30 year old but not zero.
They would not have stopped 9\11. There are many needs for box cutters in the secure zone of airports and so the security of pre then would have caught them. As such it is likely the terrorists obtained their weapons from a ‘friend’ after passing security.
Those tsa lines are the ideal attack boint for a terrorist just plant your bomb is a garbage can and you can kill many without suticide tactics. If the tsa was interested in security you would not allow people to be in lines.
That would be achievable in the US as well - 140k US saved and living a “simple life”. Those some people who try it go back to work in a few years because it turns out they value a more complex life. YMMV.
For most of us reading this it is an obtainable retirement income. On the world stage if you can read this you are probably rich. A little bit of savings can get you 3k inflation adjusted once you reach “old age”.
There are very few people who feel this way. CEOs making millions per year feel like they need to work - their mansions, airplanes and such cost so much money they don’t dare not work. It never occurs to them they could live like the rest of us.
Nobody knows. Serious, there are a lot of factors people will point to in here. Some of them are real factors, but every time I dig in I discovered that they do not explain everything. Prices have gone up much faster than inflation for decades even after accounting for government subsidies.
We didn’t used to fund to the tune of $70k per student though. Something just isn’t adding up, but I have no idea what.
I don’t want to hold a tablet up to my ear, and I want the privacy from holding my phone to my ear (vs a speaker phone)
I’m sure a counter example exists, but I’ve been around for year and not seen it yet. Though I’ll accept that the exception probably exists.
It could exist as an automatic thing, but you need to carefully define in what situations it exists. If anything goes someone will do something absurd - my company is a hitman for so you can’t try me for murder only my company which only has the pistol for assets. Now take the above but for something that is borderline - where are the borders. Should my car automatically be owned by a LLC (this is how most small airplanes are - you often don’t sell the airplane you sell the company that has that airplane as an asset). There are many many situations in life where a LLC might be useful, most of us don’t bother most of the time and are just fine, but maybe we should anyway?
However there is a different consideration: in pretty much all cases where someone wants a LLC the will need some paper anyway because they want different taxes and so you may as well require paperwork for all cases even those few where taxes won’t be a factor.
There has long been the claim that CPUs (these days GPUs, but the claim predates GPUs) that can ray trace your games with plenty of frames are just around the corner. So far that hasn’t happened and most people working on CPUs/GPUs are pessimistic of it. Maybe you could raytrace something simple (tetris?) in real time, but modern games put in too many objects.
They don’t hurt, but they still do not feel nice.
They can’t: the speed of light is so slow that they don’t even know we are here yet. even if they are in the tiny zone where we are detectable with arbitary technology, they can’t get here in your lifetime because the distance is so large. they have to get here because to cover all sides of a round planet needs something on all sides since many useful frequencies don’t go through the earth, not to mention they don’t have enough energy available to pull this off from their home., there are a few more reasons this is impossible that I’m not aware of.