Well, I hope the data protection official of my school won’t find out. Oh wait, shit. He did find out. It’s me and idgaf.

That also is my experience.

I saved a lot of time due to ChatGPT. Need to sign up some of my pupils for a competition by uploading their data in a csv-File to some plattform? Just copy and paste their data into chsatgpt and prompt it to create the file. The boss (headmaster) wants some reasoning why I need some paid time for certain projects? Let ChatGPT do the reasoning. Need some exercises for one of my classes that doesn’t really come to grips with while-loops? let ChatGPT create those exercises (some smartasses will of course have ChatGPT then solve those exercises). The list goes on…

Again, the world is not black and white, only.

You know what you’re left with after renting for 50 years? Absolutely nothing.

Not really. If I don’t buy any real estate, I can afford to invest into other things. I could make monthly investments into a MSCI world ETF, for example. After a couple of decades I will have 0 debts and a lot of funds. And selling funds is easy and can be handled very flexibly (selling funds for amount x is trivial). If I buy real estate, by the time I retire I will have a house, worth 400.000€ or so and 200.000€ of debt or something along those lines. That might be better on balance, but it is a pain in the ass. You safe money on rent, but you pay interest instead.

And it’s not even like tenant rights are especially good here.

In Germany they are relatively good for tenants. Can’t complain. Rental contracts are typically indefinite. The landlord can also not raise my rent at will or get me out without a good reason and a very generous grace period. But on the other hand, I got a new gf and might need more space and some garden, etc. We will see. I have some considerations to do.

The world is not black and white. Example: I am a rentee in Germany in a house with 16 flats. My landlord owns exactly one flat in this house, the one I live in. The house and the adjacent house is owned by a community of owners. They meet once a year for decisions of all kind. They employ the services of a buidling managament company that sees to things like light fixtures in the garage and stairwells, cleaning of stairwells, repairs, winter service, trash cans moved to the streets, etc. This ist the 4th or 5th rental flat I have lived in. About 50% of people in Germany live as rentees. It generally has been a good experience for me. Finding a suitable flat has been difficult last time, in 2022. Generally, I want this option. Buying a home does have it perks, but generally it is financially not the best option. Example: if I want to buy a flat in the vincinity of my rental appartement, same size, same facilities, I would have to fork over 400k€ at least. If I even find anything comparable. As of now, I pay 660€ of rent each month (+ utilities). That means, that I could just as well live happily as a rentee for the next 50 years for the same amount of money. I am 47 now, so even accounting for some raises of the rent I could live here for cheaper as a rentee until I die.

I will buy a property in 2026 nevertheless. But it will not be located as conveniently as my current flat. I will be able to buy a house for maybe 220k€, but it won’t be within the city center, like my current flat. But the new gf and her kid make an own house more desirable.

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My MSCI World ETF shares lost about 4% in a day. yesterday. Does this have anything to do with this shitshow?

I am subscribed to amazon prime, mainly because of the benefits I have regarding shopping. I might cancel that subscription however. I am really annoyed right now because they changed their return policy and they try to force ads on me while at the same time reporting their modt profitable quarter.

No. They make money if they find a sponsor. I also skip over those sponsors’ ads but the sponsors don’t know that or they accept a certain fraction of people not watching their ads. I just don’t watch ads. If, in the future, that means I cannot watch my favourite tubers’ content, well too bad, I’ll watch some ad-free netflix series or read a book or whatever. But one thing is certain: I’ll rather light my dick on fire than watching ads. I even joined a class action lawsuit against amazon because they want to make me watch ads without my consent.

No, it could not have been avoided. I don’t watch ads. Ads don’t need to be “scam ads” for me to not watch them. I just don’t. Full stop.

And in Germany we don’t have those without filters.

On the other hand, we have 230V and our dish washers’s sump only have half the sump size at most, they heat up the water in no time, even if it’s cold to start with. So we’ve got that going for us which is nice.

Collabora Office. It’s a free LibreOffice fork for iOS/iPadOs. I stumbled across it when I taught regular expressions to my pupils and only had MS Office at hand, on the school computers, which is crap at searching for pattern matches in documents. Libre Office is really good at that. And all my pupils have iPads and they could use Collabora Office.