darreninthenet

Depends on the country… in the UK for example you can serve on a last known address, and this is presumed served unless later rebutted in court… it is for the court to decide if the rebuttal is sufficiently demonstrated or not.

Astonishingly, that was also Rickman’s movie debut

I love the idea but how would it be paid for? Quick back of the envelope sums says if you pay every adult the government living wage in the UK, it would cost around 950bn… uk government expenditure for everything is just under 700bn a year at the moment…

So let’s say the landlords don’t want to do this and sell up, or at least try to… who can afford to buy now? Yes the prices will come down but that doesn’t remove the need for a deposit/downpayment - yes that will be smaller but how is somebody going to save that money still? Where do they live while doing that? That is still the biggest problem… the UK does have a help to buy scheme where the government owns part of your property (acts as deposit) and you pay the mortgage on the rest, but you also pay some rent to the government for their share.

The whole system needs overhauling to make it work these changes alone won’t sort it out.

I disagree, it’s the details that will bite you on the ass… until those people have haggled over the details we realistically have no idea how many up or downsides there would be.

I agree it’s a problem and I agree the current landlord situation is very likely contributing but removing that component by itself I believe is likely to cause all manner of problems… landlords are currently parasiting (is that a word?) off a system that’s broken… my view is if you fix the system they won’t be able to parasite on it.

Because people are talking on here like it would the solve the problem… it’s a much more complex and nuanced issue than “landlords making (too much) profit”. The knock-on effects and interconnectedness in (some) economies all need to be thought through and resolved/have a plan to resolve first otherwise you’re just creating other problems.

This whole thread reminds me of Brexit (I’m from the UK) and how leavers were saying how simple it would be to leave… this is such a complex problem.

Where do these people get their deposits from for the mortgage on the cheaper houses? Where do they live whilst saving up for these cheaper deposits?

I’m not convinced, at least in the UK it’s been a very very long time since mortgages were accessible to the average salary.

I’m not saying there isn’t a problem but I’m not sure this would solve the problem right now. In the UK something like 70% of housing is mortgaged or owned (by the occupier)… most renters say the biggest barrier to getting a home is not the mortgage affordability it’s saving for the deposit. Indeed when I bought my first home 20+ years ago I needed my parents help on that front. Where do people live between leaving education and saving up for that deposit, whatever size it is?

In the UK? I don’t recall everyone suddenly having affordable mortgages

You’re assuming said people would be able to obtain a mortgage at those house prices?

They would but do you believe they’ll be low enough that a bank would be prepared to take the on the risk of loaning the money to basically everyone?

So let’s say a landlord sells their property and somebody else buys it to live in.

Where do the original renters live now?

Or in a rental property, who is paying to maintain it if the landlord is not charging above their mortgage costs?

Or why would a landlord take on the risk of loaning an expensive asset to somebody at cost knowing they may not get paid? Or the boiler stops working and they have to spend thousands fixing it without any risk to the tenant?

The argument would be, not saying I agree or disagree as I think it’s more complex and nuanced than this, is that they are taking on the risk of maintaining and loaning a very expensive asset to somebody and hoping they’ll look after it and pay that cost of borrowing it.

Is the implication here that if the landlords hadn’t bought the property, the people renting would be able to buy it?

I’m not disagreeing with you but I’m curious on how the housing would be freely accessible if the landlord hadn’t bought it… are you saying the renter would have otherwise purchased their home?

I believe you can run the monitor at 60% brightness and reduced volume on it’s speakers when powering it from the 500… the separate power supply just allows you to put both of those things to max.

The only thing stopping me moving to Brave is the awful bookmark sync implementation… when I used it for a small period in the past it was keeping some I’d long deleted on other devices etc

I also would prefer it to implement bookmark separators (like both Vivaldi and FF do) but I can live without those if they sorted out the sync.

I bought my iMac in March 2020… since then it’s been powered down maybe half a dozen times (a couple of those were power cuts) and rebooted (outside of macOS updates) maybe ten times.

It just sits there reliably doing its thing and sucks little juice in power saving so 🤷🏻‍♂️

You sort of didn’t read my whole post and just looked at the last bit - I pay for excellent search results with Kagi, the fact it’s also private (because I pay) is a bonus. However for local searches, I find Kagi is a bit US centric, so a simple !g bang operator gives me a private search through Google which still excels at these types of things… for anyway, who knows what Kagi has up their sleeves 🤷🏻‍♂️

A VPN with Google would still give me rubbish Google search results and marginal privacy against Google’s algorithms (their fingerprinting likely knows it’s me anyway), and I’d need to keep switching it on and off to make full use of my 1gb/s cable internet speed.

When it came down to it I realised I use search many many many mores times a day than I do Netflix so it became a no brainer for me to use Kagi… it’s funny my wife (who laughs at me for paying for search) was looking for a particular recipe yesterday and she was bouncing around Google unable to find exactly what she wanted… I put it into Kagi and it was literally the first item returned. She still laughs at me 🤷🏻‍♂️

What I will say is Kagi is pretty useless for local searching though, eg looking for a local business, Google is still much better at that but you can Google through Kagi to help protect privacy.