Cheapest I could find in Sweden. Around 10€. I think it is 3GB data and unlimited calls and texts. Whatever data I don’t use stacks up for a year or somesuch. I have WiFi at home and the office so I don’t really need much data. I would go for a cheaper plan if it existed.

Sencha Fukujyu. Loose leaf green tea with no added stuff. 70 degrees. Reuse leafs throughout the day. Brewed in a kettle that allows proper expansion of leafs.

While not really a budget tool per say, I’d recommend checking out Beancount if you are looking for a power tool and you are comfortable with a bit of Python. The only really manual steps I have in my setup is downloading transactions from my banks and categorizing any transactions that the machine learning plugin fails to categorize.

Fairphone 5 has 5 year warranty. Sure that’s not 4, but the title makes it seem that 4 is longest out there.

You seem to have a lot of recommendations already, but I just wanted to mention beancount as well. It’s a decently powerful plain text accounting software. Not sure if it does invoicing.

For me it has been good because I think it is fun to hack some new functionality together that I feel missing. E.g. parse pdf receipts and break down transactions into postings based on what is in the receipt. But it you aren’t interested in simple Python programming, I’d probably not recommend it.

Being able to easily version control it using git is really helpful when you are trying things.

I have had basically no issues with my setup: Edgerouter 4 (overkill, had a lower end Edgerouter earlier with no issues except the power adapter died, other hardware was fine). Some pretty basic unifi AP. As well as some cheap dumb gigabit switches. Can basically fire and forget them. Relatively easy to do most things I need on it. Never needed a reboot outside of upgrades. No stability issues, unlike basically all other home grade all in one stuff I have experienced in the past.

I could recommend evaluating if you really need shampoo. Look into no-poo or acid rinse. I use local made soap and acid rinse instead of shampoo, works well for me. Other than that as others said we need more info.