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Joined 2 years ago
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Cake day: July 1st, 2023

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  • If this thread has taught me anything it’s that reading comprehension and or critical thinking is at an all time low. It’s all contrarians posting how the op is wrong and that Medicare for all or a public option exists and then using examples of programs that are literally neither of those things. This is why these bills never go anywhere, people fundamentally don’t know what it is they want, what is proposed, and what they have and can’t even reason about it in a thread where the definitions are right in front of them.


  • We actually heavily rely on connected channels to talk to most of our vendors now. Once you are on enterprise level support pretty much every vendor gives you a dedicated slack or teams channel.

    It’s great since people come and go and we don’t lose our vendor comms history in random inboxes or have someone not CCd on. Any vendor we have linked is also one less vendor someone is likely to be phished talking to the wrong person on the wrong email. For support tickets there’s no wrapping and encrypting shit steps to send critical info over email, we use the slack channel. It really solves a lot of BS
















  • It’s actually harrowing how little I have in retirement savings compared to them. I spent the first 6 years of my career paying off loans and only contributing up to my employers match. I was illiquid for multiple large economic events while they had cash laying around. They could buy cars when interest was zero. They had a house to refi when interest was zero. I feel like a millennial describing boomers but these are guys in their 30s who went to trade school.

    For me to catch up I have to put money almost entirely in taxable accounts where their money and returns are shielded from taxes. They were actually able to use a Roth for many years where I was only real able to max one out for two years before my promotion put me out of eligibility.

    The earlier you are in a market, the better off you are and trades put you into the market almost 10 years earlier than someone taking 4 years of college and then having 4-6 years of loan payments


  • Right now trade schools are actually providing a better cost to income ratio than college.

    It’s anecdotal but my friends in the Boston area were all making 120-150 in salary plus bonus before I was even out of school and I started in software at 65k and didn’t break into that level for another 4 years. Now I make 230 but they’ve all got houses and decked out retirement funds from having that good money when they were much younger. That extra 20-30k/yr in 401k and IRA funds with 5-6 years more growth time in the market isn’t something to shake a stick at.