well, before that and for generations, banks printing money was an acceptable way of governments to make rich people richer and all others poorer, so i can fully accept that stealing was learned from govs and the richies there. change how “the successfull” accomplish their successes and you can teach the kids how to live without stealing, keep abuse by gov and richies as is and all the theft is done exactly as ordered by govs and richies, no matter the age.
windows is an upselling system, guess they just want to participate in generating revenue by making customers experience worse while only acting as if they’re helping ;-)