I will absolutely take that bet. Given both how unpopular the decision is combined with it being even tangentially related to the gaming community I would be astonished if they didn’t receive death threats.

No, it provides an API as an interface, it is not consuming an API.

I don’t think you understand what this is. It is a local model, it runs locally. It provides an API which you can then use in the same manner as you would the ChatGPT API. I’m not super familiar with GPT4all since llama.cpp/kobold.cpp are pretty much the standard in local inferrence, but for example llama-cpp-python provides an OpenAI compatible API.